Dr. Michael J. Ratheal
- Gender: Female
- Experience: 32 years
- Graduated from: Texas Tech University Health Science Center School Of Medicine
- Graduation year: 1989
- Sole propriator: No
- NPI: 1003815341
Dr. Michael J. Ratheal ED.D.
Clinical Psychologist
She is located at 5502 58th Street #600 in Lubbock, TX 79414. Can help patients with the following: Anger Management, EMDR, Emotional Eating, Life Coaching, Life Transitions, Spirituality and Religion. Her National Provider Identifier (NPI) number is 1003815341. Appointment can be made via the phone number (806) 792-3808. She is affiliated with 1 practices.
Conditions treated
Dr. Michael J. Ratheal, being an clinical psychologist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Michael J. Ratheal.
- Amnesia
- Anger Management
- Anxiety
- Attention-Deficit/Hyperactivity Disorder (ADHD)
- Autism
- Bipolar Disorder
- Career Counseling
- Childhood Behavioral and Emotional Disorders
- Compassion Fatigue
- Depression
- Dyslexia
- EMDR
- Eating Disorder
- Emotional Eating
- Family Conflict
- Gender Identity
- Grief
- Guilt and Shame
- Infertility
- Infidelity
- Isolation
- Life Coaching
- Life Transitions
- Loss, Grief, and Bereavement
- Mental Illness
- Obesity
- Obsessive Compulsive Disorder (OCD)
- Online Therapy
- Parenting
- Posttraumatic Stress Disorder (PTSD)
- Receptive Language Disorders
- Relationship Issues
- School Issues
- Seasonal Affective Disorder (SAD)
- Self-Esteem
- Self-Harming
- Separation Anxiety Disorder
- Sleep Disorders
- Spirituality and Religion
- Stress
- Trauma
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Michael J. Ratheal as in-network for the following 2026 plans.
Health plans
Baylor Scott and White Health Plan
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 10 plans from Baylor Scott and White Health Plan
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BSW Diabetes Care Gold HMO 014 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 004 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 012 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 008 | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 005 | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 006 | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 009 | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
Blue Cross and Blue Shield of Texas
Network data as of Jun 7, 2026, as reported by the insurer.
Show all 25 plans from Blue Cross and Blue Shield of Texas
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Blue Advantage Bronze HMO℠ 204 (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ 301 (14 plan variants) | HMO · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ Standard (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 206 (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 603 (14 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ Standard (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 303 (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 305 (27 plan variants) | POS · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ Standard (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 203 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 803 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ Standard (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 202 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 605 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ Standard (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Security HMO℠ 200 (27 plan variants) | HMO · Catastrophic | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 205 (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 801 (14 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ Standard (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| MyBlue Health Bronze℠ 402 (13 plan variants) | HMO · Expanded Bronze | Myblue Health | Accepting new patients |
| MyBlue Health Bronze℠ Standard (11 plan variants) | HMO · Expanded Bronze | Myblue Health | Accepting new patients |
| MyBlue Health Gold℠ 403 (13 plan variants) | HMO · Gold | Myblue Health | Accepting new patients |
| MyBlue Health Gold℠ Standard (11 plan variants) | HMO · Gold | Myblue Health | Accepting new patients |
| MyBlue Health Silver℠ 405 (13 plan variants) | HMO · Silver | Myblue Health | Accepting new patients |
| MyBlue Health Silver℠ Standard (11 plan variants) | HMO · Silver | Myblue Health | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 20 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Not accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Not accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 11 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Sanitas Bronze Standard | HMO · Expanded Bronze | Non Preferred | Not accepting new patients |
| UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Sanitas Gold Standard | HMO · Gold | Non Preferred | Not accepting new patients |
| UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Sanitas Silver Standard | HMO · Silver | Non Preferred | Not accepting new patients |
| UHC Sanitas Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Not accepting new patients |
WellPoint
Network data as of Sep 10, 2026, as reported by the insurer.
Show all 21 plans from WellPoint
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Catastrophic (+ Incentives) | HMO · Catastrophic | Participating | Not accepting new patients |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Michael J. Ratheal is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Michael J. Ratheal is enrolled to bill Medicare as a Practitioner - Clinical Psychologist .
Medicare practice location(s) (city/state/zip only, as reported to Medicare):
- LUBBOCK, TX, 79414-2087
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Studies
TEXAS TECH UNIVERSITY HEALTH SCIENCE CENTER SCHOOL OF MEDICINE
Graduated in 1989Additional Specialities
- Psychologist
Looking for more Clinical Psychologists?
There are 7 other clinical psychologists in this region.
- Gender: Male
- Address: Suite 600 5502 58th Street Lubbock, 79414, TX
- Gender: Female
- Address: Suite 600 5502 58th Street Lubbock, 79414, TX
- Gender: Male
- Address: Suite 600 5502 58th Street Lubbock, 79414, TX
- Gender: Male
- Address: 5502 58th Street Lubbock, 79414, TX
- Gender: Female
- Address: Suite 600 5502 58th Street Lubbock, 79414, TX
- Gender: Female
- Address: Suite 509 4630 50th Street Lubbock, 79414, TX
Questions & Answers
What conditions does Dr. Michael J. Ratheal treat?
Dr. Michael J. Ratheal provides treatment for Anger Management, EMDR, Emotional Eating, Life Coaching, Life Transitions, Spirituality and Religion. For the full list see this list.
Does Dr. Michael J. Ratheal accept insurance?
Dr. Michael J. Ratheal is listed in-network for 87 ACA Marketplace (Obamacare/HealthCare.gov) plans from Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, UnitedHealthcare, WellPoint. See the Marketplace plans section for details.
Does Dr. Michael J. Ratheal have affiliation with practices?
Dr. Michael J. Ratheal is affiliated with Ray H Brown PhD.
Where can you meet with Dr. Michael J. Ratheal?
Dr. Michael J. Ratheal's office is located at 5502 58th Street #600 in Lubbock, TX 79414.